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Being Harassed by Creditors?

Creditor Abuse and Your Rights

While creditors may employ any legal means to collect debts owed to them, using threatening, harassing or abusive methods is expressly prohibited by law. There are many reasons for individuals falling behind on the debt and bill payments but in no circumstances should they be treated with disrespect. If you are experiencing creditor abuse, speak to an attorney at the firm about your rights and legal options. Some examples of creditor actions against which you have legal protection include collectors:

  • Failing to identify themselves when calling
  • Using insulting or obscene language or racial slurs in calls or messages
  • Threatening violence or harm or arrest
  • Falsely representing themselves as a court employee or attorney
  • Using more than one collection company in the collection of a debt
  • Calling before 8a.m. or after 9p.m.
  • Making collection calls with excessive frequency
  • Continuing collection efforts from someone who is not liable for the debt
  • Contacting third parties such as the debtor's family members regarding the debtor's account
  • Continuing to contact the debtor at work despite requests they not do so

Protect & Exercise Your Rights!

For help protecting your rights in the face of creditor abuse or harassment, speak to an attorney from Price Law Group. The legal team's thorough understanding of the Fair Debt Collection Practice Act and California creditor harassment law allows them to take effective action on your behalf. The law permits them to act as your substitute in communication with creditors, allowing them to demand creditors cease all contact with you immediately and direct all further communication to their office. The firm is committed to defending your rights and helping you achieve the relief you deserve. They can also assist with long term debt solutions.

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